“So you help people get cars, right?” If someone gave us $1 every time we’ve been asked this question, we’d be millionaires by now. (OK, maybe not millionaires, but we’d have the funding to last a long, long time.)
What we do at On the Road Lending is pretty simple: We’re helping North Texans get affordable loans for fuel-efficient and reliable vehicles. What we give to our clients, however, is anything but.
For the people we work with, a car isn’t just a car.
- It’s proof they haven’t been forgotten or abandoned. Public transportation simply isn’t an option for North Texans in rural communities or those with limited transportation services in their area. By giving them the ability to get a vehicle that’s not riddled with issues or ridiculously expensive, we’re letting them know that we haven’t cast them aside; rather we’re listening to their needs and helping them find a solution.
- It’s a testament to the fact that character matters more than credit score. A credit score doesn’t tell us how hard our clients work day in and day out to provide for their families. It doesn’t tell us about the hardships our clients have gone through. We’ve found that more often than not the same people who would typically be charged a predatory interest rate or be taken advantage of a buy here, pay here lot are the ones who pay on time to us.
- It’s a pathway to a brighter future. Imagine getting to spend more time with your family and the people you love because you’re not spending all of your free time commuting to a job that takes you 2 hours to get to using public transportation. Imagine getting a promotion at your job because you have reliable transportation. Imagine being able to eat healthier because you’re able to go grocery shopping and don’t have to lug everything on public transportation. These are real ways the lives of our clients are made better after they work with us.
When North Texans are handed the keys to these cars, they’re ready to begin their journey toward happier, healthier lives. We hope you’ll consider donating to On the Road Lending on North Texas Giving day.
By Sarah Miller, On The Road Lending social media
* Photo credit: John Sutton
In nine years, Communities Foundation of Texas‘ North Texas Giving Day has pumped more than $195 million into the North Texas community. In 2017, $39 million was raised through more than 118,000 gifts benefiting over 2,000 nonprofits.
On Thursday, September 20, support On The Road Lending by linking here and spreading the word. #NTxGivingDay